Terms & Conditions

1. Acceptance of Terms

By accessing or using the Wogan Group website, you agree to comply with these Terms and Conditions and all applicable laws and regulations.

If you do not agree with these terms, please discontinue use of the website.

2. Website Information

The information provided on this website is for general informational purposes only.

Wogan Group provides information about multifamily property risk management, resident damage waiver programs, tenant liability solutions, and related services.

We strive to keep website information accurate and current but do not guarantee its completeness, reliability, or suitability for any particular purpose.

3. Services and Program Information

Descriptions of services, programs, and potential benefits are intended to provide general information and do not constitute a binding offer or guarantee of specific results.

Program availability, eligibility, terms, limitations, and financial arrangements may vary.

Any services or programs entered into with Wogan Group are subject to their applicable agreements and documentation.

Information presented on this website does not, by itself, establish insurance coverage or create contractual rights under a damage waiver program.

4. Permitted Website Use

You agree to use this website only for lawful purposes and in ways that do not interfere with its operation or other users' access.

You may not:

• Use the website for fraudulent or unlawful activities.
• Attempt to gain unauthorized access to website systems.
• Introduce malicious software or harmful code.
• Copy or distribute website content without appropriate authorization.
• Interfere with the website's security or functionality.

5. Intellectual Property

Website content, including text, graphics, logos, images, and design elements, is owned by Wogan Group or used with appropriate authorization, unless otherwise indicated.

You may view and use website content for personal or internal business informational purposes.

Reproduction, modification, redistribution, or commercial use of website materials requires permission from the applicable rights holder.

6. Third-Party Links

Our website may contain links to external websites or resources operated by third parties.

These links are provided for convenience. Wogan Group does not control or assume responsibility for third-party content, availability, or privacy practices.

Accessing external websites is at your own discretion.

7. No Professional Advice

Information on this website should not be considered legal, financial, or insurance advice tailored to your circumstances.

Property owners and managers should review applicable program documents and consult qualified professionals when making decisions involving insurance, liability, legal obligations, or financial arrangements.

8. Disclaimer of Warranties

This website and its content are provided on an "as available" basis.

To the extent permitted by applicable law, Wogan Group disclaims warranties regarding uninterrupted website availability, freedom from technical errors, and the accuracy or completeness of general website information.

9. Limitation of Liability

To the extent permitted by applicable law, Wogan Group will not be liable for indirect, incidental, or consequential losses arising from the use of, or inability to access, this website.

Nothing in these terms excludes or limits liability that cannot legally be excluded or limited.

10. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how personal information may be collected, used, and handled.

Please review our Privacy Policy for additional information.

11. Changes to These Terms

Wogan Group may update these Terms and Conditions periodically to reflect changes in website functionality, business practices, or applicable requirements.

Updated terms will be posted on this page with a revised effective date.

Continued use of the website following changes constitutes acceptance of the updated terms to the extent permitted by applicable law.

12. Contact Us

If you have questions about these Terms and Conditions or need additional information about our services, please contact our team.